Water Damage Reconstruction
Rebuild interior areas affected by water after mitigation and drying are complete.

Orange County Insurance Reconstruction Contractor
Fire, water, smoke or other covered property damage can leave homeowners dealing with contractors, documentation and rebuilding decisions at the same time. Cutler provides licensed reconstruction and repair services throughout Orange County.
Licensed • Bonded • Insured • CSLB #B904334 • 25+ Years
Tell us what happened and where the property is located. Our team will review the reconstruction needs and contact you.
Construction and reconstruction expertise — not public adjusting.
Estimates and documentation related to the repair scope.
Coordinate multiple residential trades under one contractor.
Local reconstruction service throughout the county.
Repair and rebuilding services
When covered damage requires more than mitigation, Cutler manages the construction work needed to repair and rebuild the home. We provide estimates, documentation and reconstruction services related to the repair scope.
Rebuild interior areas affected by water after mitigation and drying are complete.
Repair and reconstruct damaged residential interiors and building components.
Restore damaged rooms, walls, ceilings, trim and finishes.
Coordinate multiple finish trades under one construction team.
Reconstruct high-detail living spaces using Cutler's remodeling expertise.
Coordinate structural scope, engineering and permits when required.
Manage extensive residential rebuilding through final completion.
01
Review the damaged areas and required construction work.
02
Define repair scope, materials and construction requirements.
03
Coordinate permits or engineering when required.
04
Complete approved repairs and rebuild damaged areas.
05
Close out construction and verify completed scope.
Our construction role
Cutler is your general contractor, not a public adjuster. We can coordinate the construction side of the project with homeowners and other parties involved in the claim. We do not negotiate coverage or promise to maximize a settlement.
Decades of residential construction experience in Southern California.
Licensed, bonded and insured — CSLB #B904334.
One contractor for kitchens, bathrooms, interiors and structural scope.
Clear estimates and documentation tied to the required repair work.
Josh Cutler remains personally involved in project oversight.
Local knowledge and service throughout Orange County.
“Cutler Construction was the contractor for a major renovation (floors, redesigned kitchen, bathrooms, etc.) of our home and I highly recommend them. Josh and his team were good to work with, communicated well and, most importantly, did high-quality work and took pride in doing great work. We had never done anything like this, but Josh was patient about guiding us and helping us choose fixtures, appliances, colors and the many other things that must be decided when undertaking such a large project. He also made some of our ideas happen, going above and beyond to make sure things turned out as we wanted. We have been showing our place to friends and several, including a retired contractor, have made unsolicited comments about the high-quality workmanship. We continue to marvel at the results and how much our home has been improved.”
Leslie Brown
July 2025 · via Google
“Cutler Construction did an amazing job on remodeling our 2 bathrooms. When we first met with Josh, we tasked him with taking 2 smaller bathrooms: enlarge them, add double sinks, and maximize the space. This was a challenging task, but the result turned out beautiful and beyond our expectations. The crew was always courteous and professional, they cleaned up at the end of each work day. Josh always answered our questions and gave us solutions when needed. He continually gave us updates on work being done each week. There were never any issues with inspections or obtaining permits because the work done was professional and without shortcuts. It is difficult to find a company that shows integrity. We are thankful for our experience with Cutler Construction.”
Julie Sato
May 2025 · via Google
“Over many projects through the last eight years, Josh Cutler and his workers have done truly excellent work in our home. Everyone at Cutler Construction and all of Josh's sub-contractors exemplify professionalism and expertise, and all are willing to go beyond the level of excellent to please the customer. Cutler Construction continues to exceed our expectations. Thank you, Josh!”
Sherri Sawicki
November 2024 · via Google
Cutler provides licensed repair and reconstruction services across Orange County.
Tell us about the property damage and current claim status. Our team will review the construction needs and follow up.